There has been a lot of discussion over the years about the inequality that exists in the world. Various social programs have been started by governments, private foundations and charities to help “even the playing field.” While the successes or failures of these programs is…
Another exercise which I always had my students do is the Fabulous Fifty list (AKA a bucket list). Now it is fabulous because it is a list of things that you would like to accomplish in your life, not necessarily a list of fabulously difficult…
In the past two weeks a nephew and a close friend have died. Death has a way of making me reflect on what’s most important in my life. Fortunately, we don’t have to wait for someone to die before we can examine our priorities. Here…
We often spend without giving much thought to what we are doing. Many people develop spending behaviors that, over time, result in financial problems. A few years ago I wrote the following questions to help people make a conscious evaluation before spending. I had them…
Air Air is our most fundamental need. About three minutes is how long the average person can survive without air. Water Most people can’t survive more than 4 days without water. Levels of activity as well as heat can shorten survival time. Food Although there…
Those who give financial advice often try to get the people they are advising to distinguish between their needs and their wants. Similarly, when the topic of debt was discussed, I would give my students a list of about 50 items and have them mark…
I thought of launching this re-designed website on April 1, 2019. Yet, however humorous it would have been, being April Fool’s Day may have created, if only subtly, negative perceptions that “scarred” this site forever. I decided not to risk it. The teacher in me…
