If you ask people what the number one cause of divorce is, “financial problems” almost always appears in the top five responses. While it is true that money problems can be negative stressors, my research showed that financial problems are not good predictors of divorce.…

We hear a lot about stress and people getting “stressed out!” But what is stress and why is it important to our basic survival? “Stress is the body’s reaction to any change that requires an adjustment or response. The body reacts to these changes with…

I have a little orange sticky note at work that I attached to the bottom of my computer screen. Whenever things get hectic and I begin to feel overwhelmed, I try to implement the advice written on that note: “Focus on the Fundamentals.” This is…

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Those who give financial advice often try to get the people they are advising to distinguish between their needs and their wants. Similarly, when the topic of debt was discussed, I would give my students a list of about 50 items and have them mark…